My husband and I are self employed honey beekeepers. We fell on hard times with the disappearing bee syndrome and could no longer pay a third of our income on high deductible Blue Shield insurance. We had to drop it. Now we are 60 years old with a few common preexisting conditions. We have not even bothered to re-apply knowing we can’t afford commercial health insurance. Still, we could afford to pay a reasonable amount, and are delighted to see that California universal health care is gaining ground!!