Single payer offers financing of universal, comprehensive healthcare services, meaning eye doctors, dentists, and bulk-purchased pharmaceuticals, as well as “common” medical services. Health insurers offer stylized financial concoctions (plans) of care denial, overseeing access, diagnoses, treatment plans, and service billing. These insurers add costs, but deliver little or no benefits to the patient. Their underwriters deny care, but many have no medical training. Single payer offers integration, alignment, and coordination of services, whereas health insurers put up costly obstacles to care.
Gerald W. Hunt
CPA (retired) and 38-year survivor of insulin-dependent diabetes without complications