“Just what are insurance companies adding to health care?” George Coe asks. They take 30 cents off the top of every premium dollar and what do we get? Mountains of paperwork, lavish ad campaigns for inadequate insurance plans, and outrageous salaries for their top executives. On top of that they defer, delay, and deny the health care we need. California OneCare would take back our health care by removing the wasteful private insurance companies from the system altogether.